Comfort® Members Keep More Money in their Pockets
The stats are in: Gravie Comfort® members spend 20% less on claims than traditional copay and HSA plan members per year and spend 61% less out of their own pocket. With Americans pinching pennies in the wake of inflation and a looming recession, it’s clear that plans like Comfort – designed to incentivize health, rather than just be a financial safety net for the really sick – are translating to more money in members’ pockets.
With traditional health plans, deductibles alone cost members between an average of $1,200-2,000 per year. Averages for out-of-pocket maximums are also astronomical, around $8,700 for an individual and $17,400 for a family. Comfort is designed differently, to be like a gym membership or a TV subscription, where no-cost services are included and members rarely see out-of-pocket costs. We’ve eliminated deductibles and most copays completely, offering more straightforward coverage from day one. In a sea of plans designed to deter members from utilizing the healthcare system, Comfort’s coverage of preventive services and beyond helps members avoid more costly claims down the road, saving the health plan and employers money, too.
More virtual care options
Comfort also offers a variety of virtual care options, including fitness classes, digital musculoskeletal pain care solutions, and access to other virtual care. Several studies have found that virtual health options translate to less health spending. One study claims consumers can save an average of $126 per visit when they utilize virtual care over in-person visits. Additionally, virtual care enables members to get help for acute issues before they become more severe.
Medical debt management
Medical debt has reached epidemic-level proportions in America. One in 10 Americans have some medical debt, and millions owe more than $10,000. With credit card interest rates averaging 20%, what many Americans are paying on that medical debt is ballooning every day. Gravie spares members from this financial burden by 1) offering comprehensive coverage on most services from day one, and 2) offering Gravie Pay® – an interest-free, pay-over-time option that members can use to pay for any medical bill subject to their out-of-pocket responsibility, whether planned or unexpected.
Consumers are spending more than ever on healthcare, but the latest Comfort data provides a sharp contrast to the norm: our members are saving significantly more than everyone else thanks to innovative plan design and programs.
Contact us to learn more.