The standard for flexible health benefits, designed for the modern workforce
Gravie ICHRA combines sophisticated technology with uncompromising service to navigate flexible health benefits with confidence. We provide employers with budget predictability while empowering members with personalized plan choices backed by live-human service.
Fixed costs. Flexibile benefits. Finally.
At Gravie, we have been helping strategic brokers and modern employers access the individual market with ICHRA since 2013.
More than a platform, Gravie ICHRA is a full-service partner designed to deliver benefit confidence from start to finish.
Gravie ICHRA delivers seamless implementation and long-term benefits stability, ensuring that a shift in financial structure never means a compromise to the quality of benefits or value to employees.
Technical sophistication paired with personal support is our operating standard, ensuring every broker, employer and employee is empowered to act with confidence.
We deliver cost predictability for employers while providing employees the tax-advantaged capital to choose the right health plans for themselves and their dependents.
30% average renewal savings
Employers who offer an ICHRA through Gravie save an average of 30 percent on healthcare costs at renewal compared to the previous year.
Predictable for your bottom line. Personalized for their life.
We partner with brokers to define a fixed dollar amount to contribute to each employee. Employers enjoy cost predictability with no surprises at renewal.
Employees use tax-advantaged dollars to shop the individual marketplace. Our personalized shopping platform guides them to select the best plan for themselves and their family.
Our sophisticated technology streamlines back-end data and payment processing, automatically routing employer funds into dedicated accounts for employee premiums. Employees receive live, year-round support – whenever they need it.
More than 340 carriers and 20,000 plans offered nationwide
Select your state to get more details about the plans offered in your state.
Learn why more businesses are moving to ICHRA,
and choosing Gravie.
“ICHRA fundamentally changed our design approach. Our diligence work can focus on mapping incoming populations to existing contribution logic, rather than renegotiating or re-platforming a single group plan with every deal.”
“I started not to worry about what our health costs we’re going to be. All of our employees came to me and said, ‘This is fantastic.’ Once they got signed up and saw what they could save — they’re getting exactly what they want.”
“Our employees like the fact that they can choose from more than 2-3 health plans, and have the option of contributing more towards their plan if they wish. My advice to any employer looking at an ICHRA? Gravie is the best option.”
Mari Garcia – Human Resources, Bille Bus300-400 employees
Healthcare is personal. Benefits should be personalized.
Our dynamic health plan window shopping tool allows employers and employees to search individual market plans available in their area. Click below to browse available plans, or get in touch with our team to learn more.
Copay $1,200 Plan 455 (MN)
$0 Copay PCP Visits (MN)
3,000 (OH)
3,000 (IN)
Want to speak with one of our ICHRA experts?
Expert guidance & resources
Let’s find the best health benefits for your group
Our experienced team is here to help you navigate how Gravie ICHRA can simplify and optimize your employee health benefits. In just one conversation, our team will show you how ICHRAs provide cost control, flexibility, and a better experience for both employers and employees.