Flexible health benefits for your employees. More predictable costs for you.
Individual Health Coverage Reimbursement Arrangements (ICHRA) help employers better control their healthcare spending and reduce administrative burden, while giving employees more choice and personalization with their health benefits.
ICHRA helps employers take control of their health care spending while offering employees benefits that meet their individual health needs.
Employers contribute pre-tax dollars to fund individual employee health benefits
The scale of the individual marketplace ensures affordable pricing options for employees
Simplified health options ease process for employer and reduce administrative burden for internal teams
Employees enjoy portability with their health benefits regardless of employment status
Nearly 30% average savings
Employers who offer an ICHRA through Gravie save as much as 29% percent on health care costs at renewal compared to the previous year.
New to ICHRA? Here’s how it works with Gravie.
define a fixed dollar amount to contribute to each employee
use the funds to purchase individual coverage via Gravie ICHRA
Gravie enables members to shop for health plans based on their needs and budget, while providing year-round member support through Gravie Care.
More than 340 carriers and 8,800 plans offered nationwide
Select your state to get more details about the plans offered in your state.
- BCBS WY
- Molina
- United HealthCare
- Dean/Prevea (SSM)
- BCBS WI (Compcare)
- Common Ground
- Highmark WV
- CareSource
- PEIA-Select
- Kaiser WA
- Regence BCBS WA
- Ambetter WA
- Anthem VA
- CareFirst
- Ambetter VA
- BCBS VT
- MVP
- SelectHealth
- Cigna UT
- Molina
- BCBS TX
- Ambetter TX
- Molina
- BCBS TN
- Ambetter TN
- Oscar
- Sanford
- Avera
- BCBS SD
- BCBS SC
- Ambetter SC
- Molina
- Blue Cross RI
- Neighborhood
- Independence BCBS
- UPMC
- Ambetter PA
- Providence
- Moda
- Kaiser NW
- BCBS OK
- Ambetter OK
- CommunityCare
- Ambetter OH
- Medical Mutual
- CareSource
- Sanford
- BCBS ND
- Medica
- BCBS NC
- Ambetter NC
- Oscar
- Fidelis (Centene)
- Empire BCBS
- Healthfirst
- BCBS NM
- Presbyterian
- Molina
- Horizon BCBS NJ
- Oscar
- AmeriHealth
- Ambetter NH
- Harvard Pilgrim
- Anthem NH
- Ambetter NV
- Health Plan of NV
- Anthem NV
- BCBS NE
- Medica
- Ambetter NE
- BCBS MT
- PacificSource
- Ambetter MT
- Ambetter MO
- Anthem MO
- Cigna
- Ambetter MS
- BCBS MS
- Molina
- BCBS MN
- Medica
- HealthPartners
- BCBS/BCN MI
- Priority Health
- Molina
- Mass General Brigham
- Harvard Pilgrim
- Tufts
- CareFirst
- Kaiser Mid-Atl.
- Aetna CVS
- Anthem ME
- Community Health Options
- Ambetter ME
- Blue Cross LA
- Vantage
- Ambetter LA
- Ambetter KY
- CareSource
- Anthem KY
- Ambetter KS
- BCBS KS
- Oscar
- Wellmark
- Ambetter IA
- Medica
- Ambetter IN
- CareSource
- BCBS IN
- BCBS IL
- Ambetter IL
- Oscar
- Blue Cross ID
- SelectHealth
- Molina
- HMSA
- Kaiser HI
- Ambetter GA
- BCBS GA
- Kaiser
- Florida Blue
- Ambetter FL
- Oscar
- CareFirst
- Kaiser Mid-Atl.
- Aetna CVS
- Highmark DE
- Aetna CVS
- AmeriHealth
- Anthem CT
- ConnectiCare
- Kaiser CO
- Anthem CO
- Cigna
- Kaiser
- Blue Shield CA
- Anthem CA
- Ambetter AR
- BCBS AR
- Molina
- Ambetter (Centene)
- BCBS AZ
- Cigna
- Premera AK
- Moda
- BCBS AL
- Ambetter
- UnitedHealthCare
Real employers. Real results.
“I started not to worry about what our health costs we’re going to be. All of our employees came to me and said, ‘This is fantastic.’ Once they got signed up and saw what they could save — they’re getting exactly what they want.”
“Our employees like the fact that they can choose from more than 2-3 health plans, and have the option of contributing more towards their plan if they wish. My advice to any employer looking at an ICHRA? Gravie is the best option.”
Mari Garcia – Human Resources, Bille Bus300-400 employees
Expert guidance & resources
Along with their flexible benefits and more predictable costs, ICHRAs come with a unique set of requirements that can be challenging to navigate. That’s where Gravie comes in.
At their core, ICHRAs put choices back in the hands of employees, and remove the unpredictable burden of health plan costs from employers. Learn more on this episode of It’s a Gravie Thing.
Download the ultimate broker’s guide to ICHRA to learn how Gravie helps employers save time, money and administrative burden when it comes to managing their health benefits.
While employers have always enjoyed the tax advantages of ICHRA, new state legislation offers SMBs even more reasons to consider offering this solution.
Everything employers need to implement ICHRA successfully
Access essential resources to simplify ICHRA adoption, including proposal templates, compliance guides, and step-by-step implementation materials.
Let’s find the best health benefits for your group
Our experienced team is here to help you navigate how Gravie ICHRA can simplify and optimize your employee health benefits. In just one conversation, our team will show you how ICHRAs provide cost control, flexibility, and a better experience for both employers and employees.