New Year, New Benefits: Get to Know Your Health Plan

It’s a new year! For many, that means new health insurance. To get the most out of your health benefits in 2019, it’s important you take time to fully understand your coverage.

Here are a few tips to help you get better acquainted with your health insurance plan:

Check Your Network.

Before you make an appointment for medical care this year, you’ll want to double check your network to make sure your preferred doctors and clinics are covered. Even if you didn’t enroll in a new plan this year, you’ll want to check that your network didn’t change before receiving care. Login to your Gravie Account to check if your provider(s) is covered!

Know What’s Covered.

All plans cover preventative care. Not all plans are created equal, but most plans will cover a variety of preventative services, including:

• Annual physicals.
• Routine screenings, preventive labs, and imaging.
• Routine maternity care, such as office visits.
• Flu shots, and other seasonal vaccinations.

Explore Plan Perks.

Depending on your insurance carrier, your plan might include extra perks for you to take advantage of. These perks include:

• Gym membership reimbursement.
• Travel coverage.
• Free telemedicine or nurse lines.
• Nutrition advice.
• Tobacco cessation programs.
• Case management services for when you need a little extra help managing an illness or serious injury.
• Lower co-pay amounts for convenience providers, such as MinuteClinic.

Need Additional Coverage?

Gravie offers more than just medical coverage. We offer health savings accounts, dental, vision and supplemental medical insurance plans, too. At any time during the year, you can explore these options at www.gravie.com or by contacting the Gravie Care Team!

Remember To Use Your Gravie Care.

Everyone who chooses Gravie gets Gravie Care. This means you are not alone in managing your benefits. Have questions about your network or need help understanding what’s covered under your plan? You have a team of expert advisors, willing to go the extra mile to help you get the most out of your benefits. Consider these questions, and more, answered:

• This bill doesn’t make sense; can you help me?
• Which doctors are in my network?
• How much have I paid toward my deductible?
• Where’s the nearest urgent care?
• How much will I have to pay for this procedure?
• Is there a cheaper drug option?

Reach out to the Gravie Care Team at 800.501.2920 or help@gravie.com year-round. We look forward to helping you manage your benefits in 2019!