Get Your 2017 Update: Defined Contribution Benefits Analysis

September 27, 2016

If you’re an employer looking for a reinvented approach to employee benefits, you’re also likely trying to find the right balance of affordability, value and ease of administration. With this in mind, we’ve built a few tools to help you. Take a look at our latest videos: How Gravie Works, Customer Video: Accessible Space, Customer Video: Creatis to get a feel for how straightforward our approach to defined contribution benefits is.

With Gravie’s defined contribution approach, you set your benefits budget and your employees choose which health plans and other benefits (dental, vision, life insurance and more) work best for their situation. With the Dynamic Financial Analysis, you input your previous plan details and the output shows how this model works for you. It also lets you adjust your budget and see the impact.

When you’re ready to see how your costs play out – including a glimpse into 2017 – use our Dynamic Financial Analysis.

What the Dynamic Financial Analysis Includes:

SECTION 1: SUMMARY

To summarize the costs to the employer, costs to employees and the choices available, section one includes the following:

  • Health Insurance Costs for the Employer
  • Savings Compared to Group
  • Employee Choice
  • Quality of Coverage
  • Service and Cost Model

SECTION 2: TOTAL COST IMPACT FOR EMPLOYERS AND EMPLOYEES

This section outlines the cost impact for employers and employees. As you adjust your contribution amounts, either for all employees or case-by-case, you’ll see the impact on costs.

SECTION 3: PLAN COMPARISON 

This section provides a simple way to evaluate how your current group plan compares to real plan options available in the individual market. Your employees will have dozens or even hundreds of choices, but the examples in this analysis will give you a sense of how the costs will look in an apples-to-apples comparison to your previous group plan.

ADDITIONAL ANALYSIS: IN-DEPTH VIEW OF TAXES, EMPLOYER PENALTIES, AND GOVERNMENT TAX CREDITS

The additional visibility you get with a deeper look at taxes, penalties, and government tax credits can provide another layer of confidence in the data. This report truly is an open book, so we’ll walk through each item in detail to make sure it all makes sense.

WHAT’S NEW FOR 2017

The Dynamic Financial Analysis has been updated with proposed rate changes for 2017. As updated rates are confirmed, we’ll update accordingly so you have the latest information.

Contact us today to learn more, or complete the worksheet and we’ll get started on your analysis.

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