It’s that time of the year again – the 2019 Open Enrollment period is almost here! Some of you might be wondering what exactly is Open Enrollment and why is it important? We’ve put together a guide to help answer the most commonly asked questions.
What is Open Enrollment?
Open Enrollment is a time each year during which anyone can enroll in or change their health insurance plan.
When is Open Enrollment?
The 2019 Open Enrollment period is November 1, 2018, through December 15, 2018.
What is the deadline to enroll in coverage for January 1, 2019?
We recommend you select your plan by December 10, 2018. December 15, 2018 is the last day to get coverage for January 1, 2019.
Who should be shopping during Open Enrollment?
Anyone who is enrolling in individual coverage and isn’t already covered by Medicare or Medicaid.
I already have a plan. Do I need to renew my coverage?
We recommend reviewing your plan options for 2019, as benefits or networks may change from year to year. Our Gravie Care Team will work with you to find the coverage that best meets your needs.
Can I shop for a new plan, or make a change to my current plan, outside of Open Enrollment?
No. There are only two times when you can change or enroll in individual coverage. The first is during the annual Open Enrollment period (November 1, 2018 – December 15, 2018). The second is if and when you have a qualifying life event. Qualifying life events include things like losing coverage from your employer, getting married, having a baby, getting divorced, moving, etc. You have 60 days after the qualifying event to change or enroll in a plan.
How can Gravie help?
By combining smart technology and a human touch, we guide you through every step of choosing, buying, and managing your own health benefits. Gravie helps you sort through the many insurance options available – both on-exchange through the government run marketplaces and off-exchange directly through insurance companies. We know health benefits are way too complicated. Our goal is to make them simpler and easier to understand.
Beginning November 1, 2018, you can log in and shop at gravie.com. We are here to help you find and buy the best plan for 2019! If you have any questions or need assistance, you can reach our advisors at firstname.lastname@example.org or 800.501.2920.